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專利授權區
專利名稱(中)	基於區塊鏈的互助保險方法
專利名稱(英)	Method of block-chain-based mutual insurance
專利家族	中華民國：I871021
專利權人	國立清華大學 100.00%
發明人	韓傳祥,陳昶安,簡政
技術領域	資訊工程

專利摘要(中)
一種基於區塊鏈的互助保險方法，藉由一與一區塊鏈系統連接的互助保險伺服系統來實施，並包含以下步驟：獲得一待加保用戶的加保資訊及一欲加入互助保險組合；判定一對應於該加保資訊的加保審核結果是否通過審核；當判定出通過審核時，產生一加保編號及一加密金鑰；利用該加密金鑰對該加保資訊之一部份進行加密；判定加密後的該加保資訊是否符合該欲加入保險組合的投保要求；當判定出符合該投保要求時，將一包含加密後的該加保資訊、該加保編號及所對應之保險內容的投保記錄加入該區塊鏈。

專利摘要(中)

一種基於區塊鏈的互助保險方法，藉由一與一區塊鏈系統連接的互助保險伺服系統來實施，並包含以下步驟：獲得一待加保用戶的加保資訊及一欲加入互助保險組合；判定一對應於該加保資訊的加保審核結果是否通過審核；當判定出通過審核時，產生一加保編號及一加密金鑰；利用該加密金鑰對該加保資訊之一部份進行加密；判定加密後的該加保資訊是否符合該欲加入保險組合的投保要求；當判定出符合該投保要求時，將一包含加密後的該加保資訊、該加保編號及所對應之保險內容的投保記錄加入該區塊鏈。

專利摘要(英)
In a method of block-chain-based mutual insurance, a mutual insurance server system connected to a block chain system is configured to perform the steps of: obtaining the insurance information of a user to be insured and a want-to-join mutual insurance portfolio; determining whether an insurance verification result corresponding to the insurance information has been approved; generating an insurance number and an encryption key when the insurance verification result is approved; using the encryption key to encrypt a part of the insurance information; determining whether the encrypted insurance information meets the insurance requirements of the want-to-join insurance portfolio; when it is determined that the insurance requirements are met, adding an insurance record including the encrypted insurance information, the insurance number and the corresponding insurance content to the block chain.

專利摘要(英)

In a method of block-chain-based mutual insurance, a mutual insurance server system connected to a block chain system is configured to perform the steps of: obtaining the insurance information of a user to be insured and a want-to-join mutual insurance portfolio; determining whether an insurance verification result corresponding to the insurance information has been approved; generating an insurance number and an encryption key when the insurance verification result is approved; using the encryption key to encrypt a part of the insurance information; determining whether the encrypted insurance information meets the insurance requirements of the want-to-join insurance portfolio; when it is determined that the insurance requirements are met, adding an insurance record including the encrypted insurance information, the insurance number and the corresponding insurance content to the block chain.

聯絡資訊
承辦人姓名	李佳玲
承辦人電話	03-5715131 #62300
承辦人Email	cl.lee@mx.nthu.edu.tw